Cookie Notice

Effective date: 28/05/2025. How UK Payments Initiative Limited handles personal data.

1. About this notice

This Cookie Notice explains how UK Payments Initiative Limited (“UKPI”, “we”, “us”) uses cookies and similar technologies on the website at https://www.ukpaymentsinitiative.co.uk (the “Site”). It supplements our Privacy Notice, which explains how UKPI handles personal data more generally.

Setting non-essential cookies on your device requires your consent under regulation 6 of the Privacy and Electronic Communications (EC Directive) Regulations 2003. You can give, refuse or withdraw your consent at any time through the cookie preference centre on the Site (reached by clicking “Cookie preferences” in the footer of any page) or by clearing the cookies stored on your device through your browser settings.

2. What cookies are

A cookie is a small text file that a website places on your device when you visit it. Cookies allow the website to recognise your device, remember your choices and collect information about how the Site is used. The same approach applies to similar technologies such as web beacons, pixels and local storage. References in this notice to “cookies” cover those technologies as well.

Cookies set by the Site itself are called first-party cookies. Cookies set by a service that is loaded into the Site (for example, an analytics provider) are called third-party cookies.

3. Categories of cookies we use

We group cookies into four categories, presented in the cookie preference centre as Strictly Necessary, Functional, Analytics and Performance. We do not use cookies to deliver advertising and we do not set advertising cookies.

Strictly Necessary. These cookies are required for the Site to work and for your cookie preferences to be remembered. They are set whenever you visit the Site and do not require your consent. They include the cookies set by CookieYes Limited to record your consent choices.

Functional. These cookies enable enhanced functionality on the Site (for example, video playback or social sharing where used). They are set only with your consent. The Site does not currently use functional cookies; if that changes the cookie preference centre will be updated.

Analytics. These cookies help us understand how visitors use the Site so that we can improve it. They are set only with your consent. We use Google Analytics 4, operated by Google Ireland Limited and Google LLC, configured with IP address truncation, Google Signals turned off, advertising features turned off and user-level and event-level data retention set to 14 months. Google receives the data described in section 4 of this notice.

Performance. These cookies help us understand technical performance (page load times, error rates). They are set only with your consent. The Site does not currently use performance cookies; if that changes the cookie preference centre will be updated.

4. Specific cookies set by the Site

The table below lists the cookies and similar technologies in use on the Site, the provider, the category, the typical lifetime and the purpose. Rubik Digital Ltd (our website operator) maintains a live scan in the CookieYes platform; the cookie preference centre on the Site is the authoritative source if there is any difference between that and this table.

5. International transfers

Where cookies or similar technologies result in personal data being transferred outside the United Kingdom (for example, to Google in the United States in connection with Google Analytics or Google Fonts), we rely on the UK adequacy regulations or on the UK International Data Transfer Addendum to the EU Standard Contractual Clauses, in each case supported by a transfer risk assessment. Further detail is in section 5 of our Privacy Notice.

6. Managing your cookie choices

You can manage your cookie choices at any time by clicking Cookie preferences in the footer of any page on the Site. The cookie preference centre lets you accept or reject categories of non-essential cookies individually. You can also block or delete cookies through your browser settings; most browsers explain how to do this in their help menu. Blocking strictly necessary cookies may affect how the Site works.

7. Changes to this notice

We may update this notice from time to time to reflect changes in the cookies and similar technologies used on the Site. The version published on the Site at the date of your visit is the version that applies.

8. Contact us

Questions about this notice can be sent to legal@ukpaymentsinitiative.co.uk or by post to UK Payments Initiative Limited, c/o Towerhouse LLP, 16 St John’s Lane, London EC1M 4BS, United Kingdom.